Eric Bolves

Bankruptcy Attorney

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(407) 894-1002

 

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Practice Areas

Orlando Elder Law Attorney

Our focus in Elder Law is assisting people prepare for getting the care they may someday need and protecting their hard earned assets.

 

Bankruptcy

I deal with first and foremost with personal and small business bankruptcy. Which is a legally declared inability or impairment of ability of an individual or organization to pay its creditors. Bankruptcy is designed for individuals and businesses that find themselves unable to pay their bills and wish to make a fresh start. If you find your self unable to pay off current liabilities and debts and are looking for a way out please contact me.

Chapter 7 is designed for individuals and businesses that find themselves unable to pay their bills and wish to make a fresh start. If you don't have much money left after food, shelter and basic necessities, Chapter 7 was designed for you. Most who file find that because of a change of employment or a change of health, they simply can't make ends meet. A Husband and Wife can file jointly. Chapter 7 bankruptcy liquidates or wipes out debt. That means at the end of a chapter 7, you are no longer legally obligated to pay the debts.

Chapter 13 was designed for people who do have regular income but are still not able to pay their debts. This sometimes happens when people change jobs or are out of work long enough to get behind on their bills. Sometimes unexpected expenses such as an illness in the family or having to move are enough to get you seriously behind. After people are back on the job and a have a regular income, creditors sometimes don't cooperate by trying to workout a repayment plan.

Social Security Disability

If someone is not able to work before they turn age 65, they may be eligible for benefits from Social Security.  The type of and amount of benefits depend on their work history.

IMPORTANT NOTE: IF YOU HAVE BEEN DENIED BENEFITS YOU MUST ACT WITHIN 60 DAYS.

The Social Security Administration is one of the largest and most complex bureaucracies in the Federal Government. Its rules and regulations are very complex and confusing. By now you're angry and frustrated. You’re not alone. There are hundreds of thousands of people who don't think they have received the benefits they are entitled to.
If you think you are entitled to more benefits than you are getting, DON'T GIVE UP! You have the right to review and appeal your claim before an Administrative Law Judge, Appeals Council and even to the Federal Courts.
It is encouraging to know that, over half of the appeals are successful. Statistics show that people who have attorneys, have twice as many chances of winning the appeal.
If your request for benefits has already been denied, ACT NOW; you only have 60 days to file a formal appeal. If I can assist you, please call me.

Foreclosure

Thousands of homeowners find themselves facing foreclosure and  due to the complexity of federal programs, only 25% of mortgage modifications are approved.  In that case, the most effective method to resolve the foreclosure may be bankruptcy.

Eric is appointed by Judges statewide as an Attorney Ad Litem to represent the interests of homeowners who cannot be located at the time foreclosure are filed.

Elder Law

Elder law is a wide range of legal matters affecting an older or disabled person, including issues related to health care, long term care planning, guardianship, retirement, Social Security, Medicare/Medicaid, and other important matters.

For more information, click here http://www.ericbolves.com/elder-law.html